cyber insurance

The new era of cyber insurance is here.

Eye Seamless Cyber Cover brings together a 24/7 European SOC, instant incident response, and primary cyber insurance. No deductible on response. Median time-to-respond: 4 minutes.

Cyber risk stopped being an IT line item. It’s now on the board’s personal record.

The financial consequence of a breach used to land on the company. Under NIS2, BSIG (Germany) and the Cyberbeveiligingswet (Netherlands), management liability for cyber-incident handling is no longer purely corporate.

Directors and officers are personally on the hook for governance failures around prevention, detection, and notification.

a presentation
74%

of European small and medium-sized businesses are underinsured against cyber risk (Hiscox Group)

15%

of European SMEs purchase cyber insurance despite making up 99% of companies on the continent (FERMA)

€20k

A standalone incident-response retainer alone now starts at €20,000+, before a single incident

NIS2

Management bodies of essential and important entities can be held liable for cyber-governance failures (EU 2022/2555, Art. 20)

Security. Response. Insurance. One system.

We built one closed loop. Prevention, detection, response and financial protection share the same team, and the same accountability.

Cyber Guard

24/7 European SOC. Continuous monitoring. AI-augmented detection backed by expert analysts. 

Incident Response

The moment an incident is confirmed, IR is already engaged. No insurer pre-approval. Median time-to-respond: 4 minutes.

Cyber Insurance

Primary coverage. One clear sum insured. Sublimits documented up front. European jurisdiction, European capacity.

cyber insurance

Eye Seamless Cyber Cover

Why security and insurance belong on one system, what changes when an incident hits, and how to align real risks with the right coverage, sublimits, and renewal model

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cyber insurance

Structured response, without delays.

This is the sequence the moment something goes wrong. One team moving from first alert to full recovery, with no handoffs in between.

Your risk concern. Our response.

The current market sells cyber insurance as a list of features. We sell it as answers to the questions a CFO asks during an incident.

Forensic investigation & legal

Investigation, containment, and forensic analysis covered from minute one. No pre-approval. No deductible.

Business interruption

Covered, including dependent business interruption from supply-chain incidents.

Ransomware payment and recovery

Covered. Negotiation and recovery handled by Eye IR, no separate retainer.

Data breach and regulatory fines

Covers third-party claims, regulatory defence, and GDPR-related obligations.

Recovery and restoration

Covers system repair, data restoration, and operational recovery costs.

Reputational damage & PR response

Covered, with crisis comms partners on retainer.

New for 2026: Cryptojacking

Covered. Compute, energy, and remediation costs.

New for 2026: AI system failure & manipulation

Covered. First- and third-party loss arising from compromised, manipulated, or malfunctioning AI systems you operate.

New for 2026: System-failure cover

Covered. Includes outage costs from non-malicious internal IT failures.

What integrated cyber insurance is worth on the balance sheet.

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Reduced financial exposure

Primary coverage with documented sublimits, no discovery of gaps at claim time. Integrated coverage ensures financial protection is aligned to actual risk.

Faster response, lower impact

Median time-to-respond of 4 minutes. 

 

Greater certainty in coverage

No hidden gaps, delays, or misalignment between policy and reality. No insurer pre-approval, no CVE-tracking burden, no silent reservations of rights.

Improved resilience over time

Continuous monitoring feeds the next renewal. Your security work compounds into your premium.

Support for leadership and governance

D&O cover in cyber context, NIS2 / BSIG / Cyberbeveiligingswet notification support, single point of contact through the regulator clock.

Why Eye Security

A fundamentally different approach to cyber insurance

Integrated protection that aligns security, response, and financial coverage into one seamless model

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1

No delays in response

Immediate incident response without insurer approval

2

No gaps between security and insurance

Coverage aligned to real-time security posture

3

No hidden sublimits or surprises

Clear, transparent coverage designed to respond.

4

Continuous risk improvement

Ongoing monitoring improves both security and insurance outcomes.

5

Built for real-world incidents

Designed around how cyber incidents unfold

FAQs.

Does the deductible apply to incident response work?

No. There is no deductible across stages 1 through 8 of the incident lifecycle: detection, triage, containment, IR engagement, eradication, recovery, notification, and forensic reporting. The deductible (if one applies) sits on the indemnity layer.

Do we need insurer pre-approval before forensic investigators are engaged?

No. Eye IR is engaged the moment an incident is confirmed. No insurer call. No four-hour SLA. No clock-watching while the attacker moves laterally.

What happens to our coverage if we miss a critical CVE patch?

Eye Security actively notifies you of insurance-relevant critical vulnerabilities through the same SOC that monitors you. There is no silent gap, no “you should have known” reservation of rights at claim time.

Are directors and officers covered for cyber events?

Yes, in a cyber context, including personal liability arising under NIS2, BSIG, and the Cyberbeveiligingswet for governance of cyber-incident handling. This complements, but does not replace, a full D&O policy.

On what basis is renewal priced?

On your documented, continuously monitored security posture, not on market-wide loss ratios. If your posture improves, that’s reflected. If the wider market has a bad year, you’re not paying for it.

Who is my single point of contact during an incident?

A named European IR lead, on the line within minutes of detection, accountable end-to-end through forensic report and claim closure. You don’t get handed between SOC, IR, broker and insurer.

Where are you regulated?

European jurisdiction, European capacity, European data residency.

Speak to an expert

No 100-question application. No three-week back-and-forth.

Because Eye Cyber Guard already produces the security telemetry an underwriter needs, the application does not have to ask for it. Book a 30-minute working session with an insurance expert. You’ll leave with a clear view of where your current cover holds up, where it doesn’t, and what Eye Seamless Cyber Cover would pay out on.